Appleton and Neenah real estate and homes for sale in Wisconsin - Barb Merry and Gail Popp, REALTORS® Gail Popp and Barb Merry REALTORS(r) for Appleton and Neenah, Wisconsin real estate - NUMBER1EXPERTS™ Gail Popp and Barb Merry NUMBER1EXPERTS(tm) for Appleton and Neenah, Wisconsin real estate
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Gail Popp and Barb Merry, REALTORSŪ, real estate agents and brokers for Appleton and Neenah Wisconsin home listings, property and land for sale - NUMBER1EXPERTS(tm)
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From Our Affiliates: Appleton and Neenah Wisconsin home buying, real estate listings, and homes for sale in Outagamie                      County, WI
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Real Estate Tips
First Time Buyers >Good Faith Estimates

Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.

If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.

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Real Estate Trivia
Q 
Why is the Terra Amata site in Nice, France famous?

A 
Remains of 21 huts found in 1965 are thought to be the oldest known habitation from the Acheulian culture 400,000 years ago.
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Gail Popp and Barb Merry, REALTORŪ, real estate agents and broker for Appleton and Neenah Wisconsin home listings, property and land for sale - NUMBER1EXPERT(tm)

Barb Merry and Gail Popp
Coldwell Banker The Real Estate Group Inc

2830 E. John Street
Appleton, WI 54915
Office: 920-993-7223
Fax: 920-968-1040
Gail's Email: Gail@ExcellenceX2.com
Barb's Email: Barb@ExcellenceX2.com

Gail Popp and Barb Merry have been exceeding expectations in real estate sales for over twenty years. They have achieved career success of over $300 Million in residential sales averaging over $1,000,000 monthly. Gail and Barb each are Accredited Buyers Agents, hold the GRI designation and are members of CRS as well as being Senior Associates of their Coldwell Banker office. Gail and Barb guarantee you the highest level of customer service and are recognized for their follow-up, integrity and dedication to excellence. Gail and Barb each hold a Wisconsin Real Estate Broker license.

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